ABOUT

Christi Insurance

Christi Insurance was built on the belief that effective coverage starts with 
understanding the client, not simply the policy.
 


As an independent agency, we work with a broad network of leading insurance carriers, allowing us to evaluate options based on fit rather than limitations. That flexibility gives our team the ability to structure coverage around the realities of how you live, work, operate, and plan for the future.
 


For some, that means protecting a family home, valuable assets, or time on the water. For others, it means navigating commercial risk, managing liability, or supporting a growing business. In every case, our approach begins with asking the right questions, identifying potential exposure, and helping you make informed decisions with greater clarity and confidence.
 


Relationships are central to how we work. Clients are not passed through layers of departments or left navigating important decisions alone. They work directly with experienced professionals who remain accessible, responsive, and actively involved over time.

OUR STORY

Insurance is often approached as a process of quoting and placing policies. Christi was founded on a more thoughtful approach.

From the beginning, our focus has been on building long-term relationships grounded in trust, responsiveness, and informed guidance. That perspective shapes how we approach every conversation, from evaluating coverage needs and identifying gaps to helping you adapt as circumstances change.
 

Over time, that hands-on philosophy has helped Christi grow across personal, commercial, and marine insurance while maintaining the attentiveness and accessibility clients value. Today, the agency continues to serve individuals, families, and businesses with a level of involvement that is increasingly uncommon in the industry.
 


Whether helping a business evaluate risk, guiding a family through coverage decisions, or supporting you through the claims process, our role remains the same: to provide experienced guidance, thoughtful solutions, and a relationship you can continue to rely on over time.

LEADERSHIP

Christi’s leadership team brings decades of experience across personal, commercial, and marine insurance, helping guide both the agency’s strategic direction and its day-to-day client relationships.

Rather than operating from a distance, leadership remains actively connected to the work itself. That involvement helps ensure you receive informed recommendations, clear communication, and consistent support from professionals who understand the complexities of risk and coverage.
 


The team’s experience also shapes the culture of the agency. Responsiveness, accountability, and attention to detail are not simply service goals. They are expectations that influence how Christi approaches every client interaction and every coverage decision.

Employee Benefits

A strong client experience begins with a strong team.

Your Success Starts with Strong Support.

At Christi Insurance, we understand that a strong employee benefits program plays a vital role in attracting, retaining, and supporting top talent. Today’s workforce expects more than just compensation, making thoughtful benefits planning an essential part of a successful business strategy.

Christi Insurance helps businesses design and manage employee benefits programs that support their workforce and strengthen their organization. From health and dental coverage to retirement planning and voluntary benefits, our team works closely with employers to create solutions tailored to their unique goals and the needs of their employees.

Whether you’re evaluating your current benefits package or exploring new options for your team, our experienced advisors provide the guidance and resources needed to navigate the process with confidence. We are committed to helping businesses attract, retain, and support employees through thoughtful, competitive benefits strategies.

TESTIMONIALS

What our Clients Say

Pat Healey

President / CEO - Viking Yacht Co

“Christi Insurance Group has been a valued partner of Viking Yacht Company for over 30 years. Our confidence in their marine expertise and deep industry knowledge led us to appoint Christi as the exclusive insurance agency we recommend to our yacht owners.   …READ MORE

Phil Risko

Founder - Northstar Marine

“Northstar Marine has relied on Christi Insurance Group for more than 30 years. The Christi team clearly understands the complexities of the maritime industry and has successfully guided us through everyday challenges as well as major response events, including the BP oil spill and the Francis Scott Key Bridge salvage operation. …READ MORE

With the ongoing challenge of managing health care costs, and their impact on your business as well as impending Health Care Reform, now more than ever, employers need to align themselves with the right employee benefit services professional. Who is the “right” professional? Every employer must have the right professional who is not only knowledgeable about the many employee benefits plans available and the impact health care reform will have on them, but he must be able to correctly explain it all to you in language you understand. He must also be able to put all of these variables together in a workable solution that makes sense for your company and your employees. While others are still searching to figure out the right questions, Christi Benefits is already developing the solutions.

The following case study tells the story of how we delivered solutions and exceptional service to one of our clients:

We recently worked with a client, who like many companies, had been with the same broker for many years and thought they were receiving quality service. This is a large wholesale distribution company with over 900 employees. However, it was not until we had the opportunity to meet with them and explain our core employee benefits service platform did the client truly realize their need for Christi Benefits. Here is a recap of the value we provided:

  • Not only were we able to save the client in excess of $700,000 in annual premium without changing a single copay, but we also greatly enhanced the service platform and value to the client.
  • Through our audit process, they had come to realize that the previous broker had mismanaged many aspects of the current program. This included significant reporting deficiencies, renewal process errors, low employee satisfaction ratings, and zero claim analytics to control costs. On top of all of this, they failed to remove several participants from enrollment who were no longer employed, costing the client over $50,000 per year.
  • We took control of the administrative burdens the client was being consumed with on a daily basis. This included the new hire on-boarding process, the mailing of benefit packages, complete billing reconciliation and consolidation, and the implementation of a state of the art web based Benefits and HR administrative portal, among many other services.
  • We traveled to the client’s multi-state locations to personally meet with their employees. Our personal service included educating this diverse group on the plans offerings, the new advocacy resources available to them, multiple options for completing enrollment, providing detailed information on how to contact us directly, and assisting with unresolved advocacy issues that carried over from the previous administrator.

Many companies become complacent with status quo. Complacency can cost organizations money and have a significant impact on your employees. Let the Christi Employee Benefits solutions team work with you to create customized employee benefits plans, not only designed to meet your company’s needs but also help you establish and maintain a successful corporate strategy.

The Christi Difference – It’s All About You!

THe CHRISTI DIFFERENCE

It's the only right

choice you can make.

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